Trusted Welfare Management Platform

Empowering Community Welfare Chamas

JamiiGrow gives welfare groups, self-help groups, and social organizations their own branded platform — manage members, contributions, loans, projects, elections, and more. All in one transparent, secure space.

Fraud Prevention Full Transparency 2FA Security M-Pesa Ready
🎉 Limited Time Offer — Free Trial Available Now

Don't Let Your Chama Get Left Behind.
Go Digital — Free, Today.

We're giving selected groups a 2-week free trial — no payment, no credit card, no risk. Run your entire chama digitally: contributions, loans, welfare, meetings, elections, and more — all in one place. After the trial, upgrade to a paid plan and keep everything running. Your members, your data, your growth.

  • Full transparency — every shilling tracked. No more disputes, no more missing money.
  • Zero paperwork — member records, loan applications, minutes, and receipts all digital, always accessible.
  • Grow with confidence — up to 50 members on the free trial. Scale up when you're ready.
  • We hold your hand — our team is available on call and WhatsApp to guide you every step of the way.

We're here to help — reach out anytime

What You Get — Free, No Strings

Member Profiles
M-Pesa Ready
Loan Management
Contribution Tracking
Welfare Support
Group Projects
Meetings & Minutes
Elections & Voting
Area Representatives
WhatsApp Alerts
Branded Group Page
Full Audit Trail
Branded Admin Panel
Unique Group Link
Digital Membership Cards
Savings & Share-Outs
Fraud Detection
KRA Compliance Tools
Expense Management
Document Storage
Member Statements
Insurance Marketplace

Unique features to run your chama like no other

Branded control center, digital member cards with QR codes, area-based rep management, multi-approval loan workflows, live transparency ledger, and a fully branded public group page — tools no spreadsheet or WhatsApp group can match.

We never hold your chama money

JamiiGrow is purely a management platform — your funds stay in your own M-Pesa or bank account at all times. We only provide the tools. Pay one flat subscription fee, as low as ~KES 30/member/month, and run your entire chama digitally.

2 Weeks
Free trial duration
50
Members included
KES 0
Cost to start

No credit card required. Cancel anytime. Upgrade when ready.

How It Works

From registration to a fully running group in 4 simple steps.

1. Register Your Group

Fill in your group details, choose a subscription package, and submit for review.

2. Get Approved

Our team reviews and approves your group. You receive your unique group link via email.

3. Set Up Your Group

Brand your group page, add payment methods, areas, and invite members.

4. Operate & Grow

Manage contributions, savings, loans, projects, and elections — all in one place.

Everything Your Group Needs

A complete welfare management suite — built for African community groups.

Member Management

Register members, assign roles, manage areas and representatives. Full member profiles with ID verification.

Contributions & Savings

Track every contribution, savings deposit, and project fund in real time with M-Pesa and bank integration.

Loan Management

Member-voted loans with eligibility checks, repayment tracking, risk scoring, and default handling.

Group Projects

Plan and track group-wide projects with budgets, milestones, and spending approval controls.

Individual Projects

Members can propose and track personal projects funded through group contributions or donations.

Supports & Donations

Manage welfare support requests, track donations with a transparency ledger and optional anonymous donor mode.

Events Management

Create and publish group events, track attendance, and manage event-related contributions.

Voting & Elections

Democratic loan voting, leadership elections, and multi-approval workflows — all auditable and tamper-proof.

Meetings Management

Schedule meetings, record minutes, track attendance, and share agendas with all members.

Fraud Prevention

Immutable audit trails, ghost member detection, duplicate ID checks, and suspicious transaction alerts.

Accountability & Transparency

Every transaction visible to all members in real time. Downloadable PDF/CSV statements for full accountability.

Your Own Branded Page

Custom logo, colors, and group homepage — your identity, your space. Share your unique group link with members.

Area Representatives

Assign reps per village or ward to help register and manage members in their local area.

WhatsApp Integration

Link your group WhatsApp directly from the group page for easy member communication.

M-Pesa & Bank Ready

Accept payments via M-Pesa Paybill, Till, or bank transfer. Automatic payment mapping to members.

New — Insurance Marketplace

Group insurance, built into your welfare platform

JamiiGrow connects your group directly to licensed insurers. One monthly M-Pesa payment covers all your members for last expense, medical, or credit life — no individual applications, no paperwork, no middlemen.

  • Group rates — significantly cheaper than individual policies
  • Pay via M-Pesa Paybill — no bank account required
  • Automatic premium reminders and lapse alerts
  • Submit and track claims directly from your admin panel
  • Available on Business and Pro packages
Group Cover
All members enrolled in one activation — no individual sign-ups
M-Pesa
Pay premiums directly to insurer via Paybill — tracked automatically
Claims
Submit burial permits and hospital docs from the admin panel
Alerts
WhatsApp reminders before due date — no more lapsed policies
For Insurers & Partners

Reach thousands of welfare groups across Africa

JamiiGrow is the technology layer connecting licensed insurers to organised, verified community groups. Your products are presented to group admins who are actively looking for affordable cover for their members. We handle the distribution — you handle the cover.

Pre-qualified
Groups are registered, verified, and actively managed — not cold leads
Group billing
One M-Pesa payment per group per month — no individual premium collection
Digital claims
Documents submitted and tracked on-platform — reduces fraudulent claims
Your branding
Your product name, logo, and policy document shown to every group admin
Partner with JamiiGrow

We work with IRA-licensed insurers only. Contact us to list your product on the marketplace.

Ready to bring your group online?

Join community groups already using JamiiGrow across Africa.

Register Your Group Today